Insurance Industry News

November 2004

• Insurance Treat: Halloween Candy Liability Waiver
  Good-hearted goblins should protect themselves from lawsuits before they drop Halloween candy in little kiddies' goodie bags this year, warns a group of lawsuit-busting food companies.
• AIR Analysis Says 2004 Hurricane Season Not So Unusual
  According to an analysis conducted by AIR Worldwide (AIR), a risk modeling company, the 2004 hurricane season should not be considered rare.

October 2004

September 2004

August 2004

July 2004

June 2004

May 2004

APRIL 2004

• Dodging High Car Insurance Prices
  Where you live has a huge impact on car insurance premiums. People have resorted to lying about where they live on insurance applications to to save on car insurance premiums. Find out what the consequences can be and which cities are the costliest to be insured in.
  
• California Insurance-Fraud Sting Accuses 39 Body Shops
  Undercover car insurance fraud sting at body shops in Sacramento, Yolo and San Joaquin counties results in 43 arrest warrants. The sting is part of a statewide effort to crack down on insurance fraud.
  
• Auto Insurance Outlook for 2004, Car Insurance Premiums Increase at Slower Rate
  Fewer accidents, safer cars, crackdown on fraud and abuse are some of the reasons Insurance Information Institute says will caused some drivers to see their car insurance rates drop in 2004. Rising car thefts and fraud will keep costs higher for motorists in some states, such as Florida, Massachusetts and New York. Read the report to see 2004's expected car insurance rate increases.

MARCH 2004

• Visa Expands Rental Car Insurance Coverage
  Visa is extending car rental insurance to all of its credit card holders providing collision damage waver coverage.
• State Farm to Lower Auto Insurance Rates in Arkansas
  State Farm Lower Rates in Oklahoma
  The largest insurer of cars is lowering its rates in certain states. State Farm customers in the following states saw decreases in their auto insurance rates of at least 1 percent: Arizona, Idaho, Indiana, Kansas, Missouri, New York, Ohio, Oregon, Utah, and Illinois. Customers in Alabama, North Dakota and Pennsylvania have seen increases in their auto rates.
  
  

July

• What to do After an Accident
  Here are a few tips you should follow in the event that you are involved in an accident.
• Car Insurance Information
  Need more resources for car insurance? Here is a site made specifically by car insurance experts. Find the answers to you car insurance questions here.
• Reasons for Car Insurance
  Why is purchasing car insurance so important?

August

• Car Insurance Facts for Teens
  Teenagers new to driving can find helpful tips in this article. Look this information over before you start driving and then discuss the information with your parents or guardian and an insurance producer/agent.
• What is Car Insurance?
  This site provides definitions and key terms to help you understand exactly what car insurance is and important information about the insurance process.
• Ohio Car Insurance Premiums
  Find out why Ohio's premiums remain BELOW the US's average. The article is listed under 2003 and dated 08-21-03.

September

• Insurance Forums
  Visit this online forum to discuss any questions that you may have regarding your insurance policy. Ask questions, get answers, or just chat with others about your insurance policies.
• Nine ways to save money on car insurance
  Would like to find out how to save money on your car insurance policy? If so, this is the place to visit. They offer nine tips on how to lower your car insurance policy.

October

• Car Maker Program to help teens drive safer
  Daimler Chrysler introduces a teen driver program called Road Ready. It's unique online video game feature is designed to educate teenagers about driving safely.
• The Facts about Auto Theft
  Learn how you can protect your car from auto theft. Get the Facts!
• Can I Drive Legally without Insurance?
  Almost every state requires insurance. Check the liability limits for your state here.

• Your Zip Code Affects Your Car Insurance
  Zip code profiling, is it a discriminatory practice? Car insurance companies charge drivers higher auto insurance premiums according to the neighborhood they live in, even when they have good driving records.
• Consumer groups want to change how car insurance rates are set
  Can the law be changed to stop insurance companies from charging drivers with similar records different rates based on where they live.

JANUARY 2004

• The Rising Cost of Auto Insurance
  The average cost of auto insurance have been rising significantly. Find out why costs are rising and what is the average expenditure for auto insurance in your state.
• Book Value
  Auto insurance company will never pay more than the market, or book value of your car. Determine book value and find out if you can save money by increasing the deductible or even dropping collision coverage?
• Mileage-based car insurance could be a boon for the environment
  Mileage -- like factors such as age and driving record -- has long been correlated with accident risk. The more you drive, the higher the chance of a crash. Can pay-by-the-mile insurance be a successful way to give more consumers a chance to save money -- and make the world a bit better?

FEBRUARY 2004

• New Jersey drivers have new Web tool to help choose appropriate insurance
  The NJ insurance department has launched a new auto insurance purchasing planner site to help New Jersey motorists understand auto insurance coverage and decide how much they want to pay for it.
  
• Do you really need car rental insurance?
  Assess your own status. This article provides a rundown of the steps you should take before buying car rental insurance.