We have listed below several valuable sources
of information to help educate you in obtaining car
insurance in Washington. Included are links to organizations with helpful
guides on topics such as purchasing auto insurance,
filing
claims and more.
Washington State Auto Insurance Laws
Washington auto insurance law requires a liability policy
with limits of at least 25/50/10, which means $25,000 for
injury to another person, $50,000 for injuries to all other
persons, and $10,000 for physical damage to another's property.
Drivers visiting from another state still have to comply
with Washington State's Mandatory Auto Insurance Law. Check
your insurance policy. Generally there is a broadening clause
which allows for the policy liability limits to rise to meet
the minimum required in the state of operation.
1125 Washington St. SE, Port Office Box 9020
Olympia, WA 98507-9020
Phone: 360-902-3600
http://www.dol.wa.gov
The Washington DMV website provides residents
with information for all driver licensing services including
driver license renewals, military exemptions, commercial
driver
training school program, digital driver licenses and FAQs.
A separate section is devoted to teens and student drivers
to get information on instruction permits, practice test,
driver guides, taking the drive test, and checking the status
of an instruction permit or driver license. Washington State
law allows licensed senior drivers to receive reductions
in
car insurance premiums if they complete an approved eight
hour vehicle accident prevention course. Each course includes
information about the effects of aging on driving; driver
problem areas such as yielding the right of way, driver
awareness,
speeding, passing, road signs and signals; and driving while
under the influence of alcohol or drugs. You can also find
licensing and titling services of trucks, boats and businesses
online at this site.
5000 Capitol Boulevard
Tumwater, WA 98501
Phone: 360-725-7000
http://www.insurance.wa.gov
The Washington State Office of Insurance Commissioner website
provides consumers with a wealth of insurance resources for
health insurance, Medicare, long-term care insurance, life
insurance, auto insurance, crop insurance and information
about insurance companies. For each category of insurance,
consumers can view index of filed complaints, read the current
laws, read consumer guides on guidelines to help cut your
insurance costs, access tools to help you choose insurance,
illegal insurances, and benefit studies. The Auto Insurance
page links to: Vehicle Total Loss fact sheet-what you need
to know when an insurance company has totaled your car after
an auto accident; auto insurance glossary of terms and definitions;
questions and answers on credit scoring; fact sheet on how
Washington State auto insurance companies determine car insurance
rates; mandatory auto insurance laws; and much more.
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