Vermont Auto Insurance Information and Resources

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The following information contains valuable information that will educate you as a consumer on how to purchase auto insurance in the state of Vermont at a reasonable rate. Included on this website are links that will direct you to various organizations that will give helpful information on topics such as what to look when purchasing auto insurance, how to file an accident claim and much more.

Laws that Regulate Auto Insurance in Vermont

Liability coverage protects you from financial responsibility for physical injuries and damages to other people and property in the case of an accident and when you are at fault. When you purchase liability insurance you must buy at the minimum mandatory limits set by law. This will vary depending on your state. In the state of Vermont, the minimum amount of liability coverage required is $25,000 for every person injured in the accident; $50,000 for personal injury to more than one person for every accident; and $10,000 in coverage for damage to property per accident.

Uninsured/Underinsured Motorists (UM/UIM) is insurance that covers bodily injury to you and your passengers in the case of an accident caused by an uninsured driver. Vermont auto insurance laws require that every driver have a minimum amount of UM/UIM coverage. Minimum UM/UIM insurance must be able to provide $50,000 in coverage for bodily injury for every person injured in an accident, and $100,000 in coverage for two or more people for every accident. The maximum you can purchase for property damage per claim is $10,000.
The aforementioned amounts are basic minimums, though it