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We have listed below several valuable sources of information
to help educate you in obtaining car insurance
in Texas. Included
are links to organizations with helpful guides on topics
such as purchasing auto insurance, filing claims and more.
Texas Auto Insurance Laws
Liability coverage pays other people's expenses for accidents
caused by drivers covered under your policy. This is the only
auto insurance required by Texas auto insurance law. The required
minimum liability coverage are: $20,000 per injured person,
up to a total of $40,000 for everyone hurt in an accident,
and $15,000 for property damage. This basic coverage is called
20/40/15 coverage. However, basic coverage might not be enough
if you are held liable for an accident. You should consider
buying more than the basic limits.
Texas car insurance companies will offer optional coverage
such as collision, comprehensive, medical payments coverage,
and uninsured / underinsured motorist coverage.
500 North Church Street
Palestine, TX 75801-3008
Phone: 903-723-7416
http://www.dot.state.tx.us
The Texas Department of Transportation website provides
links to Texas DMV automobile services for registration,
titling, driver licensing
and more. Motor vehicle registration and titling in Texas
is done primarily in the individual's county of residence,
at the County Tax Assessor-Collector's office. The Texas
Vehicle Titles and Registration Division (VTR) is responsible
for
overseeing these operations. VTR headquarters is located
in Austin, Texas, and there are 17 VTR Regional Offices
located
throughout the state. A consumer handbook detailing how to
file complaints in accordance with the Texas Lemon Laws
is
available for downloading online. Automobile thefts in Texas
are among the highest in the country. And no matter what
kind
of vehicle you drive, you could be the next victim. Explore
this site to find out how you can keep your vehicle safely
out of the hands of auto thieves.
333 Quadalupe
Austin, TX 78701
Phone: 512-463-6169; toll free: 800-578-4677
www.tdi.state.tx.us
You can navigate the Texas Insurance Department website
according to the type of insurance you are interested in.
The selections include home, health, life, title and auto
insurance. In the Consumer Area, consumers can find insurance
complaint forms, read consumer advice, read insurance department
publications and view current consumer issues. Also search
agents and insurance company licenses and view the latest
complaint index. You can access insurance company profiles
which provide company license information, history, financial
data, and number of justified complaints filed against the
company.
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