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Car Insurance Quotes in Ohio

Making an informed decision is very important when it comes to purchasing auto insurance. Below we have provided valuable information from different government agencies. Included are some of their regulations, requirements, and helpful information.

Ohio state automobile insurance laws

All motor vehicles licensed in the state of Ohio are required to maintain current liability insurance. The minimum insurance required for each vehicle is: $12,000 of bodily injury coverage for each passenger with up to$25,000 per accident, and $7, 500 in property damage per accident.

In the event of a serious accident the liability could easily exceed the coverage of a minimum insurance policy. To protect their assets many home owners and individuals who use their vehicle for business purposes increase their liability coverage of the policy.

The Ohio Department of Insurance suggests (does not require) the coverage be increased to $100,000 of bodily injury coverage for each passenger with up to $300,000 per accident, with $100,000 of property damage, and $5,000 in medical coverage.

Most insurance carriers offer Uninsured Motorist(UM) coverage to their clients. This type of policy will cover the driver and any passengers in the policy holder’s vehicle in the event the other vehicle was not insured. The UM policies can be equal to, but not greater than the existing liability coverage, as per state law.

ODPS Ohio Bureau of Motor Vehicles (BMV)

Office: 614-752-7500,
Toll free: 800-569-8247 (Ohio only)

Online services:

Vehicle registration services

1) Vehicle registration renewal
2) Title search for any vehicle or watercraft
3) Change of address of a registered vehicle owner
4) Purchase specialty license plates

Driver license services

1) Complete guide to Ohio motor vehicle laws
2) Graduated driver license program information
3) Practice written driver license tests
4) Complete guide to financial responsibility requirements
5) Instructions for first time driver license applicants

Locations and hours of operation are available on the state web address listed above.

All driver license testing and initial vehicle registration is provided at the state office locations.

Department of Transportation

The Ohio Department of Transportation website offers drivers the convenience of viewing road conditions in real time through state web cams throughout the metropolitan areas. They also have a variety of state maps that are available to download.

Department of Insurance
Office: 614- 644-2658

The Ohio Department of Insurance enforces the state laws and regulations for all insurance providers including auto, life, health, home owners, title and long term care. They also regulate annuities, Medicare and more.

There is an abundance of information and tools for consumers on their website. The information can be located in the Consumer Publication area of the site.

To file a complaint with the Department of Insurance against an insurance carrier the consumer is required to complete the necessary form which is available for down load on the government site. Consumers are provided a toll free telephone number listed at the bottom of each page of the complaint form for questions they may have regarding the complaint form.

Shopper’s Guide to Auto Insurance

1) Provides consumers with information on many types of polices and the coverage offered by different insurance carriers.

2) Provides price comparisons of different areas and cities in Ohio.

3) Provides sample company premiums for policies.

4) Provides premium comparisons for different age groups and driving histories.

5) Provides consumers previous complaint information of different insurance companies.

Shoppers Guide to Auto Insurance also offers answers to common questions about purchasing auto insurance and gives great shopping tips.


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