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Car Insurance Quotes in Missouri

Missouri Auto Insurance Information and Resources
In Missouri, a motorist must have the minimum liability insurance to cover the injuries and damage that he or she might cause to others, which is $10,000 for property damage, $25,000 for each personal injury and $50,000 per accident. Missouri drivers must also have insurance that covers uninsured motorists, $25,000 per person and $50,000 per accident. A motorist can also obtain collision or comprehensive coverage incase their automobile is damaged or stolen.

If an instate accident with an uninsured motorist occurs that exceeds $500 in damages or results in injury or fatality, motorists must report the accident to the Driver and Vehicle Services Bureau. The Missouri Motor Vehicle Accident Report form is available for download at the Missouri DMV website This website also provides the Missouri Drivers Insurance Discount Guide and the Missouri Drivers Insurance Auto Rate Guide, as well as information regarding automobile insurance requirements and the locations for where to get tested for a drivers license. The Missouri State Highway Patrol conducts all drivers license testing.

The Missouri Department of Insurance is in charge of regulating and providing motorists with protection. At their website,, motorists can compare rates from insurance companies and find out what discounts are available in various categories. Example: many leading insurance companies provide vehicles with airbags a 30% discount. The consumer can read information on an insurance company including complaints, an insurance agent’s status, medical malpractice issues and information regarding accident, automobile, health, home and life insurance.

Missouri Motor Vehicles and Driving Licenses
Missouri Department of Revenue
Room 470, Truman Office Building, 301 West High Street
Jefferson City, MO 65101
Phone: 573-751-4600 or 573-751-4509

Missouri Department of Insurance (MDI)
301 West High Street, Room 530
Jefferson City, MO 65101
Phone: 573-751-4126


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