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Maine Auto Insurance Information and Resources

We have listed below several valuable sources of information to help educate you in obtaining car insurance in Maine. Included are links to organizations with helpful guides on topics such as purchasing auto insurance, filing claims and more.

Maine Car Insurance Laws

Maine auto insurance law requires that you buy liability insurance, uninsured motorist coverage, and Medical Payments coverage. The liability insurance minimums are 50/100/25: $50,000 for the injury to or death of any one person; $100,000 for one accident resulting in injury to or death of more than one person; and $25,000 for property damage.

The minimum amount of uninsured motorists coverage that Maine motorists must buy are $50,000 per person and $100,000 per accident and the mandatory medical payment coverage is $1,000. Uninsured motorist coverage does not protect the other driver and it does not cover damage to your vehicle.

Keep in mind that these minimum amounts may be low for your situation and Maine car insurance companies will give you the option to buy more coverage. You should base your decision on your wish to protect your assets from additional claims above the minimum amounts. However, remember that as you raise your coverage, your premiums will also increase. The extra cost of higher coverage tends to be relatively low.

Maine Bureau Motor Vehicles (BMV)

The Maine Motor Vehicle division has a variety of online DMV services. Residents of Maine can go online to change address, renew vehicle registration, check for vanity plate availability, pay for traffic tickets online, search driving records, registration records and title records. Most of the services are free while there is a small fee for the online searches. You can also obtain information about instructional permits, getting licensed, converting an out-of-state license, get information on points and driving records, registration and title work. A variety of Maine DMV forms and applications can be viewed and downloaded.

Maine Bureau of Insurance

The Maine department of insurance regulates the insurance industry for solvency and consumer protection. Consumers in Maine can file insurance complaints, read glossary of insurance terms, read free publications and guides about auto insurance, health, homeowners, and workers' compensation insurance. For each type of insurance, an insurance complaint ratio page is listed for every year and you can see how your insurer compares. Consumers can also find insurance company information and link to useful insurance resources.

The Maine Auto Insurance Consumer Guide is a helpful guide to understanding the required auto insurance amount in the state and goes into detail about canceled or non renewal of personal automobile insurance. You can find the different kinds of insurance coverage, optional coverage, applicable discounts, price quotations, and premium comparison charts.