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Car Insurance Quotes in Hawaii

Looking for Auto Insurance in Hawaii? If so, this article will help you obtain the information you need.

Driving Legal

First of all, you must know the laws in Hawaii when it comes to car insurance. This state requires that all vehicles that are on the public roads must be insurance. The driver of the vehicle must also carry proof of insurance. This state is a no-fault state, meaning that every insurance company will take care of their drivers no matter who was at fault.

Coverage Needed in Hawaii

Every state requires a minimum amount of auto insurance coverage. Hawaii requires $20,000/$40,000 for Bodily Injury Liability, $10,000 per accident for Property Damage, and $10,000 per person for Personal Injury Protection. Although there is a set minimum for the state of Hawaii, it is advised that you carry higher coverage. You could also choose to get more coverage such as collision coverage, underinsured coverage and uninsured coverage.

Raising Your Premiums

In Hawaii the law states that you cannot be charged more for car insurance when you get into an accident. This means that you will not see an increase in your premium if you are at fault for an automobile accident.

For more information you could contact Honolulu Motor Vehicle, Licensing and Permits Division. You can visit them in person at the address below, online at www.co.honolulu.hi.us/csd/vehicle/index.htm, or give them a call at 808-523-4834.

530 South King Street, Room 302A
Honolulu, HI 96813

The customer services department in Hawaii will answer all your questions when it comes to motor vehicle services. You can get all the information you need at their website whether you are looking to renew your vehicle registration or transferring a title.

You could also get more information about drivers license information at the address below:

Hawaii Division of Insurance
335 Merchant Street
Honolulu, HI 96813
Phone: 808-586-2790
www.state.hi.us/dcca/ins

 

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