We have listed below several valuable sources
of information to help educate you in obtaining car
insurance in Georgia. Included are links to organizations
with helpful guides on topics such as purchasing auto insurance,
filing
claims and more.
Georgia Car Insurance Laws
Georgia consumers must have automobile liability insurance
for at least the minimum limits required by law to drive on
the Georgia public roads and highways. The minimum limits
of liability required under Georgia law are:
Bodily injury liability of $25,000 per person, $50,000 per
occurrence; and
Property Damage liability of $25,000 per occurrence.
Liability insurance is insurance that pays damages to others,
on your behalf if you are the insured. It pays for injuries
or damaged property claims against you, up to the policy limit.
Uninsured Motorist Insurance may also be included on a policy.
Uninsured Motorist coverage would protect you when that other
“uninsured” driver causes an accident which damages
your vehicle or injures you or your passengers. Although not
required by law, this coverage is for protection of the policyholder's
loss or damages inflicted in that accident.
Comprehensive and collision coverage is not required by GA
law, but is usually required by the lender (bank or finance
company) if there is a loan on the vehicle or by the leasing
company if it is leased.
2206 East View Parkway, Post Office Box 80447
Conyers, GA 30013
Phone: 678-413-8650
www.dmvs.ga.gov
The Georgia DMV website is filled with resources
and helpful consumer links for residents of Georgia. Online
services include
Driver's License and ID Card renewals, Georgia electronic insurance
compliance system, motor vehicle reports and tag renewals.
The
site goes in detail about each motor vehicle services such
as car titles, salvage information, registration, dealer information,
insurance information, and other Georgia DMV information.
Car owners can check their vehicle insurance status online
by entering
your VIN number and Title number. Helpful information also
includes information about the Georgia Driver Education Program,
Driver
Improvement Clinics, Electronic Citation Processing system
and downloadable forms and manuals.
Two Martin Luther King, Jr. Drive,
West Tower, Suite 704
Atlanta, Georgia 30334
Phone: 800-656-2298
www.gainsurance.org
The Georgia department of insurance oversees
the regulated insurance industry, and strives to protect
the consumers of Georgia. Its' website provides consumers
with
a interactive quiz on insurance knowledge and gives tips
to get smart about their insurance coverage. Help sections
and
links are devoted to each type of insurance including: home
insurance, health insurance, disability insurance, life insurance,
insurance help for Seniors, and auto insurance.
Consumer
can
view Auto Rate Comparisons, view complaint comparisons
on the different auto insurance companies and get answers
to
FAQ about auto insurance.
A separate section of the website is devoted to insurance
agents and resources for agents. Agents can check their
status,
download forms, order sample exam preparation tests, view
examination locations, and more.
Georgia Car Insurance News and Information
Georgia will start imposing fines for state registered motorist for not
have car insurance on their vehicles. Fines
start at $25 for the first offense, $60 for the second offense,
and auto registration with be revoked for the third offense.
Georgia auto insurance law requires all drivers to have liability
coverage. Driving without liability coverage is a misdemeanor
and punishable by up to a year in jail and a $1,000
fine.
Georgia motorists may check the Georgia
DMV to
check their insurance information.
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