Does your drunk driving record matter?
Simply put, yes! Every car insurance provider extensively
checks a potential client’s driving record. A car
insurance agent looks for accidents, speeding tickets
and drunk driving arrests. Your driving record has substantial
influence on how high or low your monthly car insurance
premium will be. An insurance agency also has a right
to decline a potential client due to his or her driving
record. A word of caution should be addressed to those
few individuals who try to hide or falsify their record.
If records are falsified, an insurance agency may cancel
an existing contract or refuse to pay the liability in
an event of an accident. It should be noted that your
license could be suspended if you do not have the proper
liability insurance for your automobile.
Drive Safe
Protect yourself and others by driving responsible.
If you are going to be spending a night on the town, have
a plan. Do not go out alone, that should be a rule followed
not only because the risks of driving home drunk, but for
pure safety reasons. Go out in pairs and designate a designated
driver. Most clubs, bars or restaurants will give a discount
of some kind to the designated driver. Check your local
hotspots for their designated driving discounts! In case
of an unfortunate non-designated driver mishap, call a cab
or utilize your local transportation system. Below is a
list of tips you can implement before, during and after
you decide to go on the town drinking.
Before
Alcohol robs the body of some very important vitamins namely
victim C and B12. As a precaution, take a Multi-Vitiman
early in the morning.
Take a stomach acid reducer like Tagament or Zzantec Make
sure you eat!
Choose a designated driver.
Purchase your alcohol in advance.
Make sure your wallet contains an ID and money in case you
need a cab.
Get the number of a local cab company.
During
Count your drinks.
Stick with one kind of alcohol.
Watch out for your friends.
Organize a place to stay.
After
Water, water, water.
Take Tylenol before you go to bed.
Sleep it off.
Do not sleep on your back. Turn to your side incase of vomiting.
When you do wake up, stay active, let your blood circulate
through your body.
Do Not
Drink alcohol the morning after.
Drink coffee.
Visit Mothers’ Against
Drunk Driving for more ideas on what you can do to stop
drunk driving.
Benefits of a Clear Record
Car insurance companies actually give out
lower monthly premiums for those individuals with clean
records, because they are considered to be a lower financial
risk. If you do have a record, make a great effort to clear
your record. You should check out your respected state government
to find out how long it takes between a ticket and a drunk
driving arrest to be cleared.
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