We have listed below several valuable sources
of information to help educate you in obtaining Car
insurance in Colorado. Included are links to organizations
with helpful guides on topics such as purchasing auto insurance,
filing
claims and more.
Colorado Auto Insurance Laws
As of July 1, 2003, Colorado auto insurance has change from
a "no-fault" system to a tort system. Tort auto
insurance means that a determination of fault in an automobile
accident is made. The party at fault or his or her insurance
company pays medical and rehabilitation expenses to the injured
party, as well as property damage. An injured party may also
sue for other losses including lost wages and pain and suffering.
You should speak with an agent about your particular circumstances
to ensure that you have enough insurance to protect your
assets
in the event you are sued for damages.
The minimum amount of liability insurance required by Colorado
Law is 25/50/15:
$25,000 per person for bodily injury;
$50,000 per accident for bodily injury; and
$15,000 per accident for property damage.
Colorado Motor Vehicle Business Group
1881 Pierce St.
Lakewood, CO 80214
Phone: (303) 205-5600
www.mv.state.co.us/mv.html
The Colorado DMV website provides
a detailed list of the branch offices, hours and phone numbers.
Colorado residents can download forms for driver license
renewal,
Colorado driver handbook for different types of vehicles,
and official drive time log sheet. The site answers a wide
range of frequently asked questions about driver licenses
and driver control and records issues. Consumers can also
find information about Colorado Motor vehicle titles and
registration, rules and regulations, commercial driver license
rules, Colorado
motor vehicle emissions program and US Department of Transportation
Auto Safety Hotline.
1560 Broadway, Suite 850
Denver, CO 80202
Phone: (303) 205-5600
www.dora.state.co.us/insurance
The Colorado department of insurance regulates the State's
insurance industry and assists in consumer protection in the
State of
Colorado. The website provides consumer information on health
insurance, life insurance, auto insurance, homeowner insurance
and other types of insurance. Consumers can find important
information
regarding the transition from a No-Fault Auto System to a Tort
System. Find out what to do if you still have a no-fault insurance
policy and what happens if you are injured by an at-fault driver
who does not have auto insurance. Postings are available of
meeting and hearing schedules open to the public, regulations
and bulletins, and specific Automobile Insurance regulations.
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