We have listed below several valuable sources
of information to help educate you in obtaining car
insurance in California. Included are links to organizations with helpful
guides on topics such as purchasing auto insurance, filing
claims and more.
California Car Insurance Laws
California’s Compulsory Financial Responsibility Law
requires every driver and owner of a motor vehicle to be
financially
responsible for their actions. The statutory minimum limits
of liability insurance in California are as follows:
Bodily Injury:
$15,000 for death or injury of any one person, any one accident.
$30,000 for all persons in any one accident.
Property Damage:
$5,000 for any one accident.
When your car is in an accident for which you are found legally
liable, bodily injury (BI) liability covers your liability
to others for injuries to them. Property damage (PD) liability
covers your liability for damage to someone else’s property.
Comprehensive coverage (other than collision), uninsured motorist,
medical payments and collision insurance are not required
by law.
However, California car insurance companies offer
optional coverage for collision, medical, and uninsured
and underinsured motorist coverage. These are good coverage
to
have if you can't afford to pay the actual damages out
of pocket.
460 N. Humbolt Ave.
Willows, CA
Phone: (800) 777-0133
http://www.dmv.ca.gov/dmv.htm
The California DMV website California
vehicle owners can find more information about the rescinded
Vehicle License
Fee increase, information regarding your car tax, and new
laws affecting Californian drivers. The website offers comprehensive
online services including making an DMV appointment, order
Special Interest and Personalized plates, vehicle registration,
check driving schools license status, register to vote and
online traffic citation payment. You can find more about
vehicle
registration and boat registration, download CA DMV forms
and applications for refund of fees.
300 South Spring Street, South Tower
Los Angeles, CA 90013
Phone: (800) 927 - HELP (4357)
www.insurance.ca.gov
The California Department of Insurance provides a wealth of
resource for Californians. Consumers can find the latest news
on earthquake preparedness information, Southern California
wildfire information, homeowner's insurance and health insurance
news. The website also has a section to help consumer looking
to buy insurance including low cost auto insurance program,
California's Automobile Assigned Risk Program to help people
who are having difficulty obtaining automobile insurance, and
consumer complaint study. Consumers can also check insurance
companies' profiles, request for assistance, get tips for filing
insurance claims, and access general information about insurance.
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