Alabama Auto Insurance Information and
Resources |
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Listed below are several valuable sources of
information to help educate you in obtaining Alabama Car insurance.
Included
are links to Alabama State organizations with helpful guides
on topics such as purchasing auto insurance, filing claims
and
more.
Alabama Auto Insurance Laws
Alabama auto insurance law requires motor vehicles on its'
roads to be covered by a liability insurance policy. The
minimum
amounts of liability insurance are 20/40/10. That is a minimum
of $20,000 for injury liability for one person in an accident,
$40,000 for all
injuries in an accident, and $10,000 for property damage
in an accident. These are just the minimum required amounts
and motor vehicle owners can obtain higher levels of coverage.
Alabama car insurance companies will also offer optional
coverage for collision, medical, and uninsured and underinsured
motorist coverage. These are good coverage to have to cover
expenses and damage to your car.
Alabama
Motor Vehicle Division
50 North Ripley Street
Montgomery, AL 36104
Phone: 334-353-2000
http://www.ador.state.al.us/motorvehicle/index.html
The Alabama MVD is responsible for issuing
motor vehicle titles, maintaining vehicle registration
information
and enforcing the Mandatory Liability Insurance Act.
Alabama drivers can find answers to frequently asked
questions about
the mandatory liability insurance on its' website,
including the minimum required liability insurance coverage
and
alternatives
to motor vehicle liability insurance. Residents in
Alabama can go online to renew automobile tags, search
for personalized
tags, view Alabama's entire rule book, and link to
the Alabama
Motor Vehicle Property Tax Division.
Alabama requires a Safety Responsibility Accident Report
to be filed with the Department of Public Safety within
30 days
after
a motor
vehicle accident if damages exceeded $250 or if injuries
resulted. The site provides more details and necessary forms.
Alabama Department of Insurance
201 Monroe Street, Suite 1700
Montgomery, AL 36104
Phone: 334-269-3550
http://www.aldoi.gov
The Alabama Department of Insurance website provides resources
to consumers who purchase any type of insurance in the State
of Alabama. In the Property and Casualty division, consumers
can find insurance complaint forms, consumer alerts, and
information
about property damage coverage. The site also provide a rich
section on car insurance in Alabama, including a consumer's
guide to auto insurance, smart insurance shopping tips, Alabama
auto insurance laws, and frequently asked question
about
auto insurance claims and auto insurance policies. The site
links to Alabama's Insurance Rate Bulletin which lists any
increase or decrease in rates by insurance companies.
Where to compare Alabama car insurance rates
Compare Alabama car insurance rates from multiple car insurance
companies to get the best rate. You can call each car insurance
company directly or you can shop for auto insurance online.
Shopping for auto insurance online can be faster and more
convenient. You can get
Alabama Car Insurance Rates & Quotes online here.
More AL car insurance advice and help
For more information or help with your AL car insurance
policy visit our Consumer's
Guide to Auto Insurance. It provides
helpful tips on how to save money on you car insurance, understanding
auto insurance terms and definitions, answers to FAQs and
much more. |
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