Car Insurance Quotes in Alabama
The law in Alabama requires drivers to hold a minimum coverage of $20,000 for each individual involved in an accident, $40,000 for the total of all injuries, and $10,000 for property damage. If you own property or have any assets you want to protect, it may be worthwhile to shop for the best rates and buy coverage beyond the minimum, including plans that cover you if you are involved in an accident with the driver of an uninsured motor vehicle.
If the damages in any accident are more than $250, it is the law that an accident report needs to be submitted. Their comprehensive website provides forms and more information. The Alabama Motor Vehicle Department (MVD) website also allows owners of motor vehicles in the state to renew registrations online. It is not only a site for information, but an interactive site where residents can accomplish in minutes what might take a few hours at the MVD in other states not utilizing technology as well as Alabama’s MVD.
Alabama Motor Vehicle Division
50 North Ripley Street
Montgomery, AL 36104
Phone: 334-353-2000
http://www.ador.state.al.us/motorvehicle/index.html
Department of Insurance in Alabama
Their website has information advising the Alabama resident of car insurance law and policy in the state, helpful hints to shopping for the best rates, and much can be learned from their Consumer’s Guide for Auto Insurance. This website not only includes information for motor vehicle insurance, but every other type of insurance offered in the state of Alabama. What the very complete and informative site does not contain itself can be found in the pages of links it provides to a myriad of insurance subjects with information that answers a host of questions. If you have any auto insurance related questions that are still unanswered after all they offer, a search box where you can fill in a word or phrase, like any other search engine, to find your request for information is also provided.
Alabama Department of Insurance
201 Monroe Street, Suite 1700Montgomery, AL 36104
Phone: 334-269-3550
http://www.aldoi.gov