We have listed below several valuable sources
of information to help educate you in obtaining car
insurance in West Virginia. Included are links to organizations with
helpful guides on topics such as purchasing auto insurance,
filing
claims and more.
West Virginia Car Insurance Laws
West Virginia auto insurance law requires mandatory liability insurance
of 20/40/10. That's $20,000 for bodily injury per persons
per accident, $40,000 bodily injury for all persons, and
$10,000 for property damage caused to the other party's
property. West Virginia also requires Uninsured Motorist
coverage of 20/40/10.
While state only require a minimum coverage, insurers offer
higher optional limits of uninsured motorist coverage and
provide the option to purchase underinsured motorist coverage.
The insurance industry recommends that you purchase higher
levels of liability and uninsured motor overages.
Building 3, Capitol Complex, 1800 Kanawha Boulevard
East
Charleston, WV 25317
Phone: 304-558-3900; toll free: 800-642-9066
http://www.wvdot.com/6_motorists/dmv/6G_DMV.HTM
The West Virginia DMV provides driver information and services
through 21 regional offices. Driving students can take a practice
test for the driver's license exam and locate driver exam
centers. The driver's handbook can be view and downloaded
in PDF format. Residents can also obtain detail instructions
and answers regarding licensing, registering and titling a
vehicle.
West Virginia drivers can also access information about
driver-alert construction zones and road condition for all
Interstate
and Appalachian Corridor routes within West Virginia.
West Virginia Insurance Commission
1124 Smith Street
Charleston, WV 25301
Phone: 304-558-3707
http://www.state.wv.us/insurance
The West Virginia Insurance Commission is responsible
for approving insurance policies and rates, educating
and licensing agents and
resolving conflicts between insurance consumers and
insurance companies in the state
of West Virginia.
WV car insurance consumers can view the 2003 Auto Insurance
Annual Survey, a list of current West Virginia auto insurance
premium rates for the minimum automobile liability insurance.
The survey is provides consumers with a way to compare
rates
between auto insurers for the basic mandatory coverage as
set by West Virginia Code. The WV mandatory compulsory
insurance
requirements are posted on the website. The site also lists
Total Loss Valuation Vendors, approved companies which
can
be use as an Car Guide to identify a car's valuation.
West Virginia consumers can also access valuable resources
for homeowners insurance, health insurance, and insurance
complaint forms.
|
Get Car Insurance Quotes