Save Money on Car Insurance

1. Maintain a good driving record and clean credit history -- you could save up to 25% on your auto insurance rate on your next policy.

2. Comparison shop for your car insurance company. For car insurance, the best combination is a low cost auto insurance rate and excellent service.

3. Before buying a car, determine if you can get a cheap car insurance policy for that car. Based on the features of the new car, it may qualify for a discount on your auto insurance.

4. Take the highest deductible that you can afford to pay out-of-pocket on your collision and comprehensive car insurance coverage and it will discount your auto insurance monthly payments.

5. Consider dropping comprehensive or collision insurance coverage on an older car. It may not be worth paying for those types of insurance coverages if the vehicle is not worth that much money. This can potentially give you a low cost on your auto insurance.

6. Car insurance companies will offer multiple discounts to their customers. Ask your car insurance company if you are eligible for any discounts on your auto insurance.

7. Another way to get cheap auto insurance is to eliminate duplicate coverage on your car:

If you have adequate personal health insurance, you could be paying for duplicate personal injury protection through your car insurance policy.

If you have an umbrella liability policy, you may have extended your liability limits that apply for your car.

If you belong to a car club with towing service, you may not need the optional towing coverage available on most car insurance policies.

You may be interested in visiting our Recommended Coverages section to determine the right amount of coverage for your automobile.