|
We have listed below several valuable sources of information
to help educate you in obtaining car insurance
in New Hamphire.
Included are links to organizations with helpful guides on
topics such as purchasing auto insurance, filing claims
and
more.
New Hampshire Auto Insurance Laws
New Hampshire operates under the Tort system. In the event
of an automobile accident for which you are at fault, claims
for bodily injury or property damage arising from that accident
may be filed against you.
New Hampshire law does not require
you to have automobile insurance. However, you must satisfy
the NH Financial Responsibility requirements to operate a
vehicle in New Hampshire. These minimum limits are 25/50/25:
bodily injury of $25,000 per person; $50,000 for 2 or more
persons; and Property Damage of $25,000. A $75,000 single
limit policy will also satisfy the minimum requirement.
The insurance industry recommends that drivers purchase
higher liability limits in the case of serious car accidents.
New Hampshire car insurance companies will also offer option
car insurance coverage for collision, comprehensive, and uninsured
/ underinsured motorist coverage to provide protection for
damages to your own vehicle.
James H. Hayes Building
33 Hazen Drive
Concord NH 03305
Phone: 603-271-2251
http://nh.gov/safety/dmv/index.html
The New Hampshire DMV website provides
helpful motor vehicle services and information for the public.
Student drivers can
find driver education information including approved driving
schools in New Hampshire, procedures and requirement for
licensing students, and necessary forms. An in depth section
is devoted
to licensing procedures and services. Additionally, determine
what documentation is needed before the new Motor Vehicle
Arbitration Board for vehicle owners who suspect they have
a 'lemon'. For residents in New Hampshire who are interested
in owning and riding a motorcycle, the site provides helpful
information on Motorcycle Rider Training. Drivers can read
a multitude of NH DMV publications
online.
56 Old Suncook Rd.
Concord, NH 03301-7317
Phone: 603-271-2261;
Toll Free: 800-852-3416
http://www.state.nh.us/insurance/
The New Hampshire department of insurance provides
resources for insurance buying consumers in the state. Consumers
can
read NAIC consumer alerts, download and print a consumer
complaint form, access free insurance brochures, publications
and links.
A separate unit processes insurance fraud cases and provides
tips on how you can protect yourself from being a victim
of
insurance fraud.
The NH Auto Insurance brochures goes
into detail about your rights when negotiating car collision
repairs and
what you should know about after-market parts and your
right to choose a repair shop. |
Get Car Insurance Quotes