Does my car insurance policy provide insurance on the cars I rent ?

Yes, usually your car insurance coverage should cover rental cars. Almost half of the car insurance policies extend their coverage to a rental car especially if you are renting that car for personal use.

Your car policy usually does not cover pickups, trucks, SUV's, or overseas for rental cars. Car insurance usually does not cover business use. Read your policy carefully or consult with your car insurance agent before purchasing any rental car insurance elsewhere.

Health and life insurance can also cover rental car insurances as well. Some employers tend to provide rental car insurance indirectly to their employees while traveling. Usually some kind of blanket policy is enforced to protect employees from any injuries that may occur during travel. Once again, check with your existing insurance provider to see if they provide rental car insurance.

If not, you may considering purchasing additional rental car insurance for your rental car. Not checking could result in paying for unnecessary expenses or paying for rental car insurance that you may already have!