When you are at fault in a motor vehicle accident and others have incurred physical harm, bodily injury insurance covers you for the damages. These damages can be extensive including, loss of the injured party’s job, emotional suffering, medical treatment, and burial expenses.

Bodily injury is a part of the minimum liability coverage required by most states for their drivers to carry. If you are a homeowner, you want to make sure that the bodily injury coverage you have is enough to protect you from the loss of your home. It is the most important car insurance coverage in an auto insurance policy.