Who is covered under my car insurance policy ?

Generally, your car insurance policy covers you, your spouse, family members, anyone driving the car with your permission, and anyone who reasonably believes he or she is entitled to drive your car. Car insurance coverage follows the car, not the driver. You could however be personally liable if your car is involved in an accident.

Car Insurance is usually restricted to the United Sates and Canada. There are other conditions stated in your insurance policy that you should be aware of. Coverage under your car insurance policy may be denied under the following circumstances:

• If someone who is driving your car who is not authorized by law to drive (This can include a minor without a drivers license, or someone who's license has been revoked or suspended)
• A Car that is involved in racing
• A person who is driving a car under the influence of drugs, alcohol or any other illegal substance.
  

These are only a few conditions that insurance provides will not provide coverage for. Check with your car insurance provider for additional restrictions and information that may apply.