Deductibles

When you request car insurance quotes, a major factor in determining your price is the deductible you choose.

The deductible is the amount of money that you agree to pay as part of a claim, before your insurer pays the remaining amount towards the claim. This means that when you receive car insurance quotes, the deductible is the payment that you have to make before the insurer pays the remaining cost associated with an accident.

For example, if your vehicle incurred $1,000 of damage in an accident and your deductible was $250, you would pay the first $250 and your insurer would pay the remaining $750. Keep this in mind when selecting a policy from your car insurance quotes.

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When considering car insurance quotes, pay special attention to collision and comprehensive coverage. You must determine the amount of the deductible for these coverages.

Deductibles generally range from $100 to $1000 per policy. It is important to remember that by raising the price of your car insurance deductible you will in turn lower the cost of your monthly insurance payments.

You should consider a deductible that you can afford to pay if you are involved in a car accident. We do not recommend choosing a car insurance deductible that you will not be able to afford.