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How you can save money on car insurance ...

  1. Maintain a good driving record and clean credit history -- you could save you up to 25% on your next car insurance policy.

  2. Comparison shop. For car insurance, the best combination is a fair price and excellent service.

  3. Before buying a car, determine the cost of the car insurance.

  4. Take the highest deductible that you can afford you pay out-of-pocket on your collision and comprehensive car insurance coverage. This will lower the price of your monthly insurance payments.

  5. Consider dropping comprehensive or collision insurance coverage on an older car. It may not be worth paying for those types of insurance coverages if the vehicle is not worth that much money.

  6. Car insurance companies offer multiple discounts to their customers. Ask your insurance company if you are eligible for any car insurance discounts.

  7. Eliminate duplicate coverage on your car:
     
    • If you have adequate personal health insurance, you could be paying for duplicate personal injury protection through your car insurance policy.

    • If you have an umbrella liability policy, you may have extended your liability limits that apply for your car.

    • If you belong to a car club with towing service, you may not need the optional towing coverage available on most car insurance policies.

    • You may be interested in visiting our Recommended Coverages section to determine the right amount of coverage for your automobile.

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