The fastest growing segment of the population is senior citizens.
America has been graying now for more than a few decades.
We are a society blessed with great health care and because
of that we've been living longer and longer. Statistics are
telling us that if an individual is 65 today, there is a good
chance that individual will live to see age 90. With any luck
and help from a greater power we will all live to become "Senior
Citizens". Safety of senior citizens is important in
every aspect of life. It is important for senior citizen drivers
to be safe behind the wheel of the car as well as at home.
Being a safe senior driver means the insurance
industry will reward your safe driving record with lower rates!!
Are you a senior citizen with
a great driving record? Click here to get your free quote
now!
There are many anecdotes about senior citizens and their
driving habits. Overall Senior Citizen drivers receive lower
rates than the average driver. Some things to keep in mind
so you know if you are considered a safe driver by the insurance
industry are provided here for your review.
Senior citizens are the largest consumers of
prescription medications when viewed as a segment of the population.
It is also true that more and more states have laws with regard
to driving while under the influence of medications (even
if by prescription). Not knowing the laws of any given jurisdiction
in regard to driving while under the influence of prescription
drugs is no excuse under the law, if a driver is pulled over
or involved in an accident. Cases of failure to take medications
that prevent seizures (if known) are also prosecutable in
many states. Those laws are meant to protect senior citizen
drivers, and younger drivers alike. Consider the following
information;
Senior citizens are far more mobile than ever before. Add
the mix of multiple prescriptions, as is the case with many
senior citizen drivers, and you have a prescription for
disaster in far too many cases. Many persons don't give
consideration to the physical strength required to control
an automobile on the road. The insurance industry does consider
the number of years a driver has been on the road when giving
a discounted rate. The longer you've been driving accident
and ticket free the lower your rate will be!
As we age some natural processes take hold that affect
our ability to drive, the drivers ability to remain accident
free for long periods of time is rewarded with a lower insurance
rate quotes;
-
Our reflexes slow down
- Vision is affected
- The ability to make quick decisions while focusing
on handling multiple tasks simultaneously when an
emergency arises begins to diminish
- Bodies lose muscle tone and strength
- Bones become more frail due to loss of calcium
- Hearing may be affected or diminishing
- Some foods may impact responses to medications
in ways never mentioned or anticipated when prescriptions
are taken
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Senior citizens themselves and their families should keep
the following safety points in mind in assessing the continuation
of driving privileges; Do you, or has a senior citizen driver
you know…
Any of the above-mentioned, situations should constitute
a rethinking of driving! Better to be safe than sorry! Consider
how these driving habits affect your car insurance quote
or rate!
Airbag switches are also a big issue for many older people.
They want to turn off their airbag because they are too close
to the wheel or because of medical considerations. People
with osteoporosis, for instance stand a significant chance
of getting their neck broken when they drive in front of an
active airbag. This can happen anytime and the airbag can
detonate even if the car hits deer or a parking lot wheel
stop. Many people who have had heart operations and been told
by their doctor to drive only if they can turn off their airbag.
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